This is default featured slide 1 title
This is default featured slide 2 title
This is default featured slide 3 title
This is default featured slide 4 title
This is default featured slide 5 title
 

Benefits of Health Insurance

Health insurance is securing a financial cover policy for the long run against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business or non-profit entity.

Many banks and agencies have come with a wide range of insurance policy related to the health sector. This helps to safeguard an individual in the hour of need from expensive medical expenditure. A comprehensive insurance cover is provided by companies and banks for medical reasons that guarantees the well being of an individual and the family too.

Here are some key benefits one can enjoy in a health insurance policy chosen :

  • Optimized health insurance plans at affordable rates
  • Option to choose Individual or Family Floater Health Insurance
  • Choose a health insurance plan from either an annual policy or a two year policy
  • Get a Cumulative Bonus on completion of every claim less year
  • Get Health Check-up expenses reimbursed on completion of 4 claim less years
  • A network of more than 4800+ hospitals to choose from to avail cashless services
  • Health check-up not mandatory for individuals below 45 years of age
  • Get benefits on Income Tax under Section 80D of the Income Tax Act
  • Enjoy hassle free claim procedures with least documentation and settlement times
  • No Sub-limits on hospital room rents, hospital expenses, specific diseases and doctor fees

To help you choose the right health insurance for self and your family, agencies and banks have customer care people who can guide you through the every policy and state its benefits you can get when required.

Here is a close look at the benefits one enjoys while having health insurance :

  • Outpatient care-the kind you get without being admitted to a hospital
  • Trips to the emergency room
  • Treatment in the hospital for inpatient care
  • Care before and after your baby is born
  • Mental health and substance use disorder services: This includes behavioral health treatment, counseling, and psychotherapy
  • Your prescription drugs
  • Services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more
  • Your lab tests
  • Preventive services including counseling, screenings, and vaccines to keep you healthy and care for managing a chronic disease.
  • Pediatric services: This includes dental care and vision care for kids

For common people, health insurance policy is a major relief during the time of emergency. Meeting such hefty medical expenditure can get one into insurmountable debts taking loan from lenders charging high rate of interests. Medical insurance plans helps an individual feel secured about their future medical treatment. So chose wisely your health insurance policy.